Maximizing Time

Time

My husband will be home on R&R soon. He may even be here while you are reading this. The kids are so excited. They haven’t seen their dad in 9 months. Chew on that for a while. I am filled with excitement, nervousness, and dread. Dread? you ask. Yep. Dread. I dread the “expectation” of [...]

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What to do when your spouse isn’t on board with your financial plans

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I have girlfriends who are spenders and some who are savers.  The ones that are married tend to be married to their opposites. Can you spell c-h-a-l-l-e-n-g-i-n-g? So what do you do when your spouse or significant other doesn’t share your views on finances? I think there are a couple of things: Don’t nag. Seriously. [...]

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Top 4 Tips To Starting Your Business

Business Plan for Dummies

Since I have been working with a couple of small businesses I thought I would share with you myTop 4 Tips To Starting Your Business in case you are thinking of starting out on your own. First:  Have a Business Plan A “Business Plan” sounds intimidating doesn’t it? Well, it doesn’t have to be. The [...]

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Generational Wealth Gap

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I receive email from Retirement Security Brief on a regular basis. Here is a link to a recent article that caught my attention Younger Generations Lag Parents in Wealth-Building. A few things have led me to comment. The first person interviewed in the article has a bachelor’s and a master’s degree, but brings home only $1,800 [...]

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Busy as a bee

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I am sorry my loyal blog-followers that I have been neglecting you.  It has been over 2 weeks since I connected, but what a whirlwind these 2 weeks have been. Actually this new year has been a whirlwind for me and “my business.” I was hired in February to help an amazing entrepreneurial woman get [...]

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Following their debt free journey

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My friends S & K have been plugging away at paying off their debt. Remember them from Life Happens ?  They had a lot of debt to pay off (even more than they originally told me because they were ashamed to disclose it all). We followed up shortly after my original post and this was [...]

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Another Lenten Challenge

rosary

Lent begins on Wednesday. Catholics traditionally “give something up” for 40 days. It is intended to remind ourselves of the sacrifice of Christ on the cross. Last year’s Lenten Challenge WAS a challenge. I gave up all non-essential spending.  I am thinking I may add that to my list of sacrifices for this year. We [...]

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The Green-Eyed Monster

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I took my car to the dealership a while ago to have a couple of things looked at. The littles packed up their schoolwork and brought it along. We were unsure of how long we would be waiting. While in the waiting room, 2 older ladies started chatting with me about the fact that I [...]

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Pleasant surprises in the mail

Mailboxes

I came home from my jaunt across the pond to a couple of surprises.  One was unpleasant and unwelcome. I wasn’t feeling well. Truth be told I needed antibiotics and a few nights of 12 hours of sleep. The other surprise came in our mailbox from our mortgage company. We received a refund from our [...]

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Is a Lie ever acceptable?

pinochio

A girlfriend and I were talking about lies and their acceptability and consequences and it got me to thinking:  Is there ever an acceptable lie? Do I lie? Why do I lie? What happens when someone lies to me? I would like to say that I NEVER lie but that would be a lie. I [...]

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